What Dental Services in Prince Frederick, Maryland Are Covered by Insurance?
Understanding what care is covered by dental insurance is very important if you don’t want to receive a surprise bill.
This area can be complex, but there are a few general guidelines that can help you determine what’s covered and what’s not. Here is what you need to know about insurance for dental services in Prince Frederick, Maryland.
What Dental Services Are Typically Covered By Insurance?
The exact services covered by your dental insurance depends on your specific plan. Make sure you understand which kind of dental plan you have. You may have a preferred provider organization (PPO), dental health maintenance organization (DHMO), or a discount or referral plan.
A PPO can allow you to go out of network, while a DHMO often does not allow you to go out of network. A discount or referral dental plan sends you to dentists who will give you a dentist for the services you need.
Most dental plans cover necessary preventative care in full, as well as a percentage of necessary treatments like fillings, extractions, and root canals. Other services may be covered in part. When it comes to emergencies such as a chipped, broken, or knocked-out tooth, some plans cover a certain amount of emergency or after-hours care.
What Dentistry Services Are Typically Not Covered By Insurance?
Most dental plans pay a maximum amount per year. If your care exceeds that amount, you will need to pay the additional amount for dental services in Prince Frederick, Maryland.
Some services may not be covered at all by insurance. For example, any procedures that are experimental or cosmetic such as Invisalin are likely not covered by dental insurance.
When You Need Dental Services in Prince Frederick, Maryland, We Are Here For You
Here at the office of Joseph T. Luke, D.D.S, M.S., our dentists are happy to provide high-quality dental services for those in Maryland and nearby areas.
To find out if your insurance covers your treatments here at our state-of-the-art dental office, contact us today at 301-880-4439!
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